The survey aims to measure the characteristics of the households, capacity to service their debt and their alternative sources of income. The debt service ratio is a key parameter for assessing the capacity of household to service their debt obligations. The information is gathered from a sample of micro lending institutions, which includes the top twenty micro lenders in terms of asset size. In this survey, the term debt means loans taken by households.
This survey is part of a series of surveys which includes a survey for banks, insurance companies, Savings and Credit Cooperative Societies (SACCOS) and stores offering hire purchase. It is expected that the findings of these surveys will help to determine the extent of vulnerability of the financial system to the household sector, and guide in the development and implementation of financial sector policies in general.
For Any Questions, Please Contact
Ms. Mohumi Seokamo
Research and Financial Stability Department
Bank of Botswana
Private Bag 154
Gaborone
Telephone: 360-6112
Facsimile: 390-9016
E-mail: seokamom@bob.bw
Please Return By: July 15th, 2021